Fractional CFO

Strategic Financial Leadership for Growing Businesses

When your business reaches a certain stage, spreadsheets and basic reporting aren’t enough. You need financial leadership - without the cost or commitment of a full-time CFO.

At Fortress CFO, our Fractional CFO services give founders and leadership teams access to senior-level financial expertise to improve cash flow, strengthen decision-making, and support sustainable growth.

This is CFO support built for real businesses, not corporate theory.

What Is a Fractional CFO?

A Fractional CFO provides part-time, on-demand CFO-level leadership tailored to your business stage and goals.

Unlike a bookkeeper or accountant, a Fractional CFO focuses on:

  • Strategic planning

  • Forward-looking financial insight

  • Cash flow and risk management

  • Growth and capital readiness

We don’t just report numbers - we help you use them.

What Our Fractional CFO Services Include

Financial Strategy & Planning

We help you build a financial roadmap aligned with your business goals.

  • Strategic financial planning

  • Budget creation and oversight

  • Long-term forecasting

  • Scenario and sensitivity analysis

  • Growth and expansion modeling

Cash Flow Management & Forecasting

Cash flow is the single biggest reason growing businesses fail - we make it predictable.

  • Cash flow forecasting

  • Burn rate and runway analysis

  • Working capital optimization

  • Expense structure review

  • Monthly cash flow reviews

Financial Reporting & Insights

Clear reporting turns data into decisions.

  • Monthly financial review meetings

  • KPI development and tracking

  • Executive dashboards

  • Variance analysis (actual vs plan)

  • Profitability analysis by service or product

Leadership & Decision Support

We act as a strategic thought partner for founders and executives.

  • CFO-level advisory support

  • Decision modeling for major initiatives

  • Pricing and margin strategy

  • Vendor and contract financial reviews

  • Second-opinion financial analysis

Capital & Growth Readiness

Whether you’re preparing for growth, financing, or restructuring - timing matters.

  • Investor and lender readiness

  • Financial models for funding

  • Debt and capital strategy support

  • Board and stakeholder reporting

  • Risk identification and mitigation

Who Our Fractional CFO Services Are For

Our Fractional CFO clients typically include:

  • Founder-led companies scaling operations

  • Businesses with strong revenue but weak margins

  • Companies preparing for financing or expansion

  • Leadership teams lacking financial visibility

  • Owners who want clarity before making big decisions

Ideal for businesses generating $500K–$10M+ in revenue.

If you’ve ever said:

“We’re growing - but I don’t feel in control of the numbers.”

This service is built for you.

Fractional CFO vs Accounting & Bookkeeping

Many clients ask where accounting ends and CFO support begins.

Accounting & Bookkeeping

  • Tracks historical transactions

  • Ensures compliance and accuracy

  • Reports what already happened

Fractional CFO

  • Interprets the numbers

  • Forecasts what’s coming

  • Guides strategic decisions

  • Helps you plan, not just record

Our Fractional CFO services often work alongside our
Accounting & Bookkeeping and Financial Modeling & Planning services.

How Our Fractional CFO Engagements Work

We keep engagements flexible, structured, and outcome-focused.

  1. Initial Financial Assessment
    Review of financials, systems, and goals.

  2. Strategic Planning & Priorities
    Identify gaps, risks, and opportunities.

  3. Ongoing CFO Support
    Monthly or ongoing advisory, reporting, and planning.

  4. Adjust as You Scale
    Support evolves with your business.

Engagements can be project-based or ongoing, depending on your needs.

Why Fortress CFO?

✔ CFO-level expertise without full-time cost
✔ Founder-focused, practical approach
✔ Clear deliverables and actionable insight
✔ Experience across healthcare, professional services, and growth-stage companies
✔ Strategy grounded in financial reality - not theory

We don’t overwhelm you with spreadsheets.

We help you make better decisions.

Ready for CFO-Level Clarity?

Make confident financial decisions - backed by strategy, data, and experience.

If you’re ready to stop guessing and start leading with clarity, let’s talk.

Let’s talk through where your business is today — and where you want it to go.